Smooth Recovery of Debts with Collections Practice Lawyers

The US collections industry is experiencing drastic transformation these days. As the role of professional debt recovery agents is getting increasingly insignificant in one hand, collection procedures are becoming more streamlined on the other. In fact, bullying and terrifying behavior of the collection agents are hard to forget for many. These professionals worked on commission basis. Thus, in order to ensure lucrative income for themselves, they manhandled and misbehaved with debtors whenever there was an opportunity.

legal services Birmingham

Their undeniable highhandedness and extortionist approach in recovering debts grossly abused consumer rights. Thus, to put an end to this menace the Federal Government introduced the FDCPA or Fair Debt Collection Practices Act. By virtue of this law, abusive and unethical debt recovery procedures are criminal offence. Entities committing such atrocities and even those who endorse are likely to found themselves in legal soup as consequence.

In this circumstance, the landscape of the US collections industry is fast changing. Businesses are increasingly depending upon legal experts involved with collections practices to settle debt issues with their customers. The legal experts providing the exclusive service understand the importance of the bonding that businesses build up over the ages with their loyal customer base. Thus, the fraternity of legal services based in Birmingham involved in collections practice strictly adheres to the norms explicitly mentioned in the said Act. The professionals, unlike the recovery agents, never indulge themselves in unethical measures to extort money from borrowers.

Accumulating debts are recurring concern for debtors. Gradually, in course of time when these folks realize they are not being humiliated nor being abused for paying up, they turn less and less combative. Eventually, they approach the competent legal experts to help them reach feasible settlement with creditors. Thus, success rate of lawyers in debt recovery is much higher than those of the collection firms. An increasing number of business establishments across the US are categorically approaching the law firms dealing in collections practice.

Interestingly, the legal fraternity shoulders a host of additional responsibilities to further facilitate their clientele. These services include

  • Subrogation
  • Foreclosures
  • Adoptions
  • Civil rights
  • Domestic relations
  • Family law and
  • Helping clients in formation of business establishments, etc.

As such, commercial prospect of the specific profession is undoubtedly impressive in the recent times.

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Mrs. McClure graduated from the University of Georgia in 2000 with a Bachelor's Degree in English and a minor in Women's Studies. She received her Juris Doctorate from Cumberland School of Law in 2006. She has worked with her father in various capacities since 1990, and was named partner in 2012. In her free time she enjoys yoga, reading, traveling, and spending time with her two boys. She is active in the Birmingham Bar Association, where she is a member of the Women Lawyers Section, the Young Members Section, and is on the board of the Solo/Small Firm Section.

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