Collecting Debts & Simultaneously Upholding the Aspect of Consumer Rights

Collecting debts from a section of debtors has always been tough across the United States. To deal with this category of defaulters, businesses used to hire professional debt recovery agencies. These agencies were often accused of implementing highhandedness and adopting unethical and abusive debt recovery procedures. As such, these agents used to make life for debtors a living hell. Unethical measures adopted by these debt recovery agencies often lead to extortion of a sort and grossly defied the concept of consumer rights.

legal services Birmingham

The situation turned so grave that it was indeed necessary to put an end to this abusive debt recovery procedure. Thus, the Fair Debt Collections Practices Act or FDCPA was introduced. By virtue of this law, unethical and abusive debt recovery procedures are now criminal offense and people who are found guilty of this crime are to be prosecuted. Thus, businesses are increasingly depending upon law firms that deal with collections practices.

There is an array of proficient legal services in Birmingham. These entities prove to be equally helpful for both debtors and creditors in settling debt issues. Legal experts associated with these firms stick to the norms mentioned in the FDCPA. Thus, they never tread across recovery procedures that are unlawful and unethical. In fact, when defaulters realize they are not being harassed nor abused to pay-up, they turn less and less combative.

Accumulating debt is a severe concern for debtors. In course of time the debtors approach the legal professionals to help them reach feasible settlements with the creditors. Therefore, the success rate in hiring reputed law firms to boost up collections recovery proves to be more rewarding for businesses than seeking help of any other entities. The humanitarian approach of the fraternity of legal experts undoubtedly caters to the larger cause of the society.

Business for the category of professionals is flowing in from all directions. Apart from providing collections recovery across medical, retail and consumer sectors, the fraternity of legal experts shoulders additional responsibilities like attending to

  • Civil rights
  • Subrogation
  • Foreclosures
  • Family law
  • Domestic relations
  • Formation of business
  • Deficiencies
  • Personal injury and
  • Adoptions, etc

Commercial prospect of the professionals is more impressive these days than ever.

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Published by

schwartzmcclure

Mrs. McClure graduated from the University of Georgia in 2000 with a Bachelor's Degree in English and a minor in Women's Studies. She received her Juris Doctorate from Cumberland School of Law in 2006. She has worked with her father in various capacities since 1990, and was named partner in 2012. In her free time she enjoys yoga, reading, traveling, and spending time with her two boys. She is active in the Birmingham Bar Association, where she is a member of the Women Lawyers Section, the Young Members Section, and is on the board of the Solo/Small Firm Section.

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