Lawyers in Birmingham Providing Crucial Help to Both Creditors & Debtors

The fraternity of lawyers caters to the society in ways more than one. Whether it is about buying homes, contesting litigations, filing divorce suits or any other issue, one has to seek help of these professionals. The fraternity of lawyers in Birmingham also provides immense help to debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law that deals with regulating practices of professional debt collection agencies. These agencies collect outstanding debts from defaulters on behalf of the creditors.

lawyers in Birmingham

This law provides necessary immunity to debtors from ruthless and humiliating treatment of the debt recovery agents. According to the clauses mentioned in the law, agents cannot contact debtors at inconvenient hours of the day. Neither can they contact a debtor at his or her workplace. In case a debtor is being represented by a lawyer, collection agents require to contact and interact with the legal professional at all times, without disturbing the debtor.

A number of proficient legal services in Birmingham are involved with the collections service. Legal professionals involved with the sector provide their exclusive service to both debtors and creditors and prove to be equally helpful for both the entities. These professionals adhere to ethical debt recover procedures as mentioned in the above-mentioned Act.

Any proficient legal service, which is involved in collections practice normally, shoulders a host of relevant responsibilities. These include

  • Retail Collections
  • Commercial Collections
  • Medical Collections
  • Subrogation
  • Foreclosures
  • Deficiencies
  • Personal Injury
  • Civil Rights
  • Domestic relations
  • Adoptions and
  • Family law, etc.

Competent lawyers involved with the vocation of collections practise emphasize upon recovery of debts without affecting the bonding that their clients have built with the debtors over a period. Business for this category of legal services is currently flowing in from all directions. An increasing number of debtors as well as creditors are seeking dependable guidance of these professionals.

Published by

schwartzmcclure

Mrs. McClure graduated from the University of Georgia in 2000 with a Bachelor's Degree in English and a minor in Women's Studies. She received her Juris Doctorate from Cumberland School of Law in 2006. She has worked with her father in various capacities since 1990, and was named partner in 2012. In her free time she enjoys yoga, reading, traveling, and spending time with her two boys. She is active in the Birmingham Bar Association, where she is a member of the Women Lawyers Section, the Young Members Section, and is on the board of the Solo/Small Firm Section.

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